Well, I'm only a month and a half in and I'm already finding this pace difficult to keep up with. Last month (February) I wasn't able to put away any money towards my loans, even to make my minimum payments, and now I'm facing using my ENTIRE paycheck for March to catch up! It doesn't help that the current Dollar-Yen ratio is really not in my favor..... For example, I need to dish out $1080 this month to catch up on February and pay for March. But convert the currency and that's over 13,000 yen - my paycheck (after rent, etc) is only 17,000 yen!!
So...what to do...? Should I sacrifice a month and set back all my scheduling? Should I convert February's payment into smaller separate payments over a longer period?
Ugh, I hate money :( But I need more of it....
I'm thinking about writing some books and trying to publish them digitally. That may pay off in the near future.
For now, feeling frustrated and lost, Mich.
