Monthly Update - January 2015

After this month's student loan payments, my totals have shifted slightly. Here's an update of my current balances:

This will be my baseline starting from February. My goal is to set aside $540 for the next two pay periods, and pay off Loan 1 by April 1st! I'll post an update again around the end of February with the new figures.

Thanks for the support so far!

Breaking Down Student Loans, Part 2

In my last post, I talked about the first step to organizing and paying back my student loans. Here's picking up where I left off. 

STEP 2: SET GOALS AND BUDGETS

Now that I've got my loans broken down and sorted by amount, I can set goals for how quickly I'd like to pay them off. Tomorrow is impossible, and even within a year is unlikely. After all, I don't want to give up all of the things I enjoy, confine myself to my cold apartment with holes in my clothes and suffer because of impatience. So I've set reasonable goals for myself, ones that I know I can easily maintain. 

Researching Airline Miles

All my life, people have been telling me to travel while you're young, it's more difficult as you get older; and, experience is more valuable than money, you'll never regret it.

A Breakdown of Student Loans

In college, I took out an incredible amount of loans to pay for tuition without really realizing what I was getting into. But that's kind of the trick, right? Anyway, even though I graduated almost six years ago (w-whaaat?!), I've still barely managed to break the surface of my student loan debt.

A New Sort of Motivation

Hi, thanks for stopping by my blog. My name is Michelle, and I'm a 27-year old college grad from the US. I've had a lot of neat experiences in my life, like joining the Peace Corps, being evacuated from Africa, moving to Japan.... But those are stories for another blog. THIS blog is about my future.